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http://funeralplancover.com - There are a number of Funeral Directors in Birmingham. Many recommend prepaid funeral plans. Pre-planning is necessary as death may be by natural causes or by accidents. Either way you or your loved ones could be left with debt as a result.
The average cost to cover a funeral in 2005 was £1,920, by 2015 it was £3,609. Statistics reveal an increase in funeral costs of 88% - well above inflation and costs are going up every year.
The UK Government operates a Social Fund to cover funeral payments which is supposed to help people pay for a funeral. However the evidence shows that the scheme is not fit for purpose.
Funeral Directors in Birmingham promote funeral insurance as it will cover all costs associated with a funeral and is paid out promptly. Social Fund is inadequate as the actual cost of a funeral is well above the financial help provided by the scheme. The amount available from the Social Fund has been set for the last 10 years and the processes involved in claiming a grant are confusing and protracted. Also, research has found that almost 50% of claims are denied by the Government.
Funeral Directors in Birmingham state that there are a range of funeral plans which offer comfort and security for you and your family. By choosing to plan ahead for your funeral, you'll benefit from:
- The reassurance that your family won't have to cope with any uncertainty or worries about your funeral arrangements.
- A guarantee of nothing more to pay for the services within our control
- Saving money by fixing the cost of your funeral at today's prices
- Complete financial security - your money is held securely
- Peace of mind knowing that everything is taken care of in advance.
With funeral insurance, Funeral Directors in Birmingham state that you can choose from a number of options to match your budget and preferences, and specify particular requirements within those options. At any stage they are happy to assist you in your choice and answer any questions you may have in a sensitive manner.
This results in making a traumatic time in people’s lives even more difficult. The financial burden is compounded by feelings of guilt that they cannot 'do the best' for their loved ones as they did not have funeral cover insurance.
Many Funeral Directors in Birmingham recommend that you save your family expenses and worry, and help make things easier them at a difficult time.
Pre paid funeral insurance for you and your loved ones will ensure they experience less financial stress. This stress has a profound effect on those who are grieving. Planning ahead means all costs met when the time arrives
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